Relevance for Banking, SSC & RBI Grade B exams: Polity & Governance
The **Pradhan Mantri Dakshta aur Kushalta Sampann Hitgrahi (PM-DAKSH)** scheme, launched in 2020-21 under the Ministry of Social Justice and Empowerment, aimed to provide skill training to marginalized communities, including SCs, OBCs, EWS, DNTs, and safai karamcharis, to enhance their employability. Between 2020-21 and 2023-24, the scheme trained **1,87,305 candidates** and placed **96,162** in jobs, with over 90% beneficiaries reporting alignment with their career goals and local labor market needs. The scheme was implemented by three corporations—NSFDC, NBCFDC, and NSKFDC—under the DOSJE, which disbursed funds to training institutes affiliated with the Ministry of Skill Development and Entrepreneurship (MSDE). Notably, from 2024-25, PM-DAKSH was merged into MSDE’s **Pradhan Mantri Kaushal Vikas Yojana (PMKVY)** to avoid duplication, as both schemes utilized the **Skill India Digital Hub (SIDH)** portal for placements.
For **Banking, SSC, and RBI Grade B aspirants**, this scheme holds significance as it reflects government initiatives in **skill development, financial inclusion, and social welfare**, which are often tested in exams. The merger of PM-DAKSH with PMKVY highlights **policy integration and efficiency**, a key governance topic. Additionally, the scheme’s focus on **targeted groups** and its **funding mechanism** (₹309.5 crore spent) can be linked to **budgetary allocations, financial inclusion policies, and employment generation**—critical areas for competitive exams. The emphasis on **employment outcomes (70% placement mandate)** and **self-employment support** also ties into broader economic themes like **MSMEs and entrepreneurship**, relevant for descriptive answers in RBI Grade B and SSC Mains.
Source: PIB (Press Information Bureau)
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