Relevance for Banking, SSC & RBI Grade B exams: Polity & Governance

The *Support for Marginalised Individuals for Livelihood and Enterprise (SMILE)* scheme, launched by the Ministry of Social Justice and Empowerment, is a flagship initiative aimed at achieving a “Beggary-Free India” through comprehensive rehabilitation of individuals engaged in begging. Under this umbrella scheme, over 10,200 people have already been rehabilitated across 216 cities, with a target to cover 35,000 individuals by FY 2030-31, expanding to 295 cities. The scheme focuses on metro cities, religious, tourism, and historical sites, integrating rehabilitation, skill development, healthcare, education, and economic empowerment to foster dignity and self-reliance. Digital monitoring via the SMILE-Beggary National Portal ensures transparency and efficient tracking of rehabilitation centers, while collaborative efforts with state governments, local bodies, and NGOs aim to mainstream beneficiaries into society.

For banking, SSC, and RBI Grade B aspirants, this scheme highlights the government’s commitment to inclusive governance and social welfare, a key topic in polity and governance sections. Questions may arise on the scheme’s objectives, implementation mechanisms, or its role in poverty alleviation and urban governance. Additionally, the scheme’s focus on digital monitoring and multi-stakeholder collaboration reflects modern governance practices, which are often tested in exams. Understanding such initiatives helps aspirants grasp the intersection of social policy, economic empowerment, and administrative efficiency—critical for roles in public sector banks and regulatory bodies.

Source: PIB (Press Information Bureau)

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