Relevance for Banking, SSC & RBI Grade B exams: Polity & Governance

The Labour and Employment Ministry launched the e-Shram portal on 26 August 2021 to create a comprehensive National Database of Unorganised Workers (NDUW), including platform and gig workers, offering them a Universal Account Number (UAN) based on self-declaration. As of 14 July 2026, over 31.78 crore unorganised workers have registered on the portal, enabling targeted social security coverage. The initiative aligns with governance reforms by integrating 15 central schemes—such as PM-KISAN, Ayushman Bharat, PM-SYM, and PM-SVANidhi—into a single platform, ensuring seamless access to benefits like insurance, pensions, housing, and healthcare. State-specific microsites further enhance localised implementation, reflecting the government’s push for inclusive welfare delivery through digital governance.

For banking and SSC aspirants, the e-Shram portal underscores the role of digital public infrastructure in financial inclusion and welfare delivery, a recurring theme in exams like RBI Grade B and SBI PO. The portal’s integration with schemes like PM-KISAN and PM-SYM highlights the intersection of labour policy with financial services, relevant for questions on social security schemes or government initiatives in banking exams. SSC candidates may encounter questions on the portal’s data (e.g., state-wise registrations) or its linkage with welfare schemes, testing awareness of current governance tools. The initiative also reflects the government’s focus on data-driven policymaking, a key area in RBI Grade B’s economic and social issues syllabus.

Source: PIB (Press Information Bureau)

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