✎ Jharkhand's 'Mukhyamantri Maiyya Samman Yojana' provides ₹2,500 monthly to eligible women via DBT, with ₹98.49 crore distributed to 3.93 lakh beneficiaries in September 2026.
Relevance for Banking, SSC & RBI Grade B exams: Polity & Governance
The Jharkhand government recently transferred ₹98.49 crore under the *Mukhyamantri Maiya Samman Yojana*, benefiting 3.93 lakh women in Ranchi ahead of Durga Puja. Each eligible woman received ₹2,500 directly into their bank accounts via Direct Benefit Transfer (DBT), ensuring transparency and eliminating middlemen. This initiative aligns with the government’s broader push for digital payments in welfare schemes, enhancing financial inclusion—a key topic for banking and governance sections in exams like RBI Grade B, IBPS, and SSC. The timely disbursal also reflects fiscal prudence and targeted welfare delivery, which are often tested in competitive exams through case studies or policy analysis questions.
For aspirants preparing for SSC CGL or RBI Grade B, this scheme exemplifies how state governments leverage DBT to streamline subsidies, a concept frequently asked in polity and economics sections. The focus on women’s economic empowerment through direct transfers also ties into broader themes like financial literacy and social welfare policies, which are critical for descriptive answers in mains exams. Additionally, the use of Aadhaar-linked DBT highlights the importance of digital governance, a recurring theme in current affairs for various competitive exams.
Source: amarujala.com
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