✎ स्वामित्व योजना मध्यप्रदेश में ग्रामीण संपत्तियों का मुफ्त पंजीयन कर संपत्ति विवादों को कम करेगी।
Relevance for Banking, SSC & RBI Grade B exams: Polity & Governance
The **Swamitva Yojana** is a government initiative launched in 2020 to provide legal ownership rights to rural residents by digitizing land records and enabling free property registration. In Madhya Pradesh, the scheme is being implemented under the **”Swamitva Adhikar Abhilekh Nispadan evam Prajnyan Yojana-2026″**, where approximately **50 lakh private properties** in rural areas will undergo free registration starting September 17, 2026. The state government will bear the **₹4,000 crore** cost, aiming to strengthen land ownership records for economic empowerment, loan eligibility, and dispute resolution. The process involves **land linking, e-KYC via the ‘SARA’ app**, and registration through the ‘Sampada’ app, with **panchayat-level camps** conducted in three phases (Sept 17-19, 24-26, and Oct 1-3) to facilitate local access.
For **Banking (IBPS/SBI/RBI Grade B) and SSC aspirants**, this scheme highlights **governance reforms, digital governance (e-KYC, mobile apps), and financial inclusion**—key topics in exams. It reflects **policy implementation, fiscal expenditure, and rural development**, which are often tested in **Economic & Social Development (ESD) sections**. The **₹4,000 crore budgetary allocation** and **dispute resolution mechanisms** also underscore **legal frameworks and administrative efficiency**, relevant for **RBI Grade B’s Economic & Social Issues (ESI) and Banking Awareness** segments. Additionally, the **use of technology (SARA, Sampada apps)** aligns with **Digital India initiatives**, a recurring theme in competitive exams.
Source: amarujala.com
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