Relevance for Banking, SSC & RBI Grade B exams: Polity & Governance

The Press Information Bureau (PIB) Delhi, in a recent release dated 21 July 2026, highlighted the progress of the Pradhan Mantri Awas Yojana-Gramin (PMAY-G) over the past five years (2021-22 to 2025-26). As of 16 July 2026, a total of ₹1,34,242.45 crore in central assistance has been released to states and union territories under the scheme, with significant allocations to Madhya Pradesh (₹19,013.72 crore) and Maharashtra (₹14,898.43 crore). The government has accelerated housing construction through timely fund disbursement, regular progress reviews, and integration with other schemes like Swachh Bharat Mission-Gramin (SBM-G), MGNREGA, Jal Jeevan Mission (JJM), and PM Ujjwala Yojana (PMUY). By 16 July 2026, over 3.08 crore houses had been provided with toilets, 2.43 crore with water connections, 3.07 crore with electricity, and 2.9 crore with LPG connections, while 1.35 crore beneficiary families were linked to self-help groups (SHGs).

The scheme’s impact has been evaluated by institutions like NIPFP, NIRD & PR, NITI Aayog, and IIM Ahmedabad, which confirmed improvements in housing security, sanitation, health outcomes, financial inclusion, and women’s empowerment. For banking and SSC aspirants, PMAY-G is relevant as it reflects government-led financial inclusion initiatives, rural infrastructure development, and welfare schemes—key themes in exams like RBI Grade B, where governance and socio-economic policies are tested. For SSC, questions on schemes like PMAY-G may appear in sections covering government policies, rural development, or current affairs.

Source: PIB (Press Information Bureau)

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