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The most important current affairs of 31 July 2026, curated for Banking, SSC & RBI Grade B exams.

1. PM Awas Yojana-Gramin 2026: 35.54L Houses Completed, Know Targets & Challenges

Relevance for Banking, SSC & RBI Grade B exams: Polity & Governance

PM Awas Yojana-Gramin (PMAY-G) completed 35.54L houses by June 2026, with 3.92L approved out of 4.18L target. Know state-wise progress, financial aid, and imp

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2. 1.4 Lakh Indians Evacuated During US-Iran War: Centre’s Lok Sabha Update

Relevance for Banking, SSC & RBI Grade B exams: Polity & Governance

Centre informed Lok Sabha that Indian missions facilitated safe return of 1.4 lakh citizens during US-Iran war via embassies, transit visas, and cross-border

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3. MSMEs & Cooperative Societies: Key Amendments in 2023 for Depositor Rights

Relevance for Banking, SSC & RBI Grade B exams: Polity

Know how the Multi-State Cooperative Societies (Amendment) Act 2023 strengthens depositor rights, audit norms, and governance for banking & SSC exams. Key pro

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4. NDA ally LJP introduces Bill for Constitutional status to National Youth Commission amid Gen Z protests

Relevance for Banking, SSC & RBI Grade B exams: Polity

NDA ally LJP lists private member’s Bill seeking Constitutional status for a permanent National Commission for Youth to address youth unemployment, skill deve

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5. Lok Sabha Passes Births and Deaths Amendment Bill 2026: Key Highlights

Relevance for Banking, SSC & RBI Grade B exams: Polity

Lok Sabha passes Registration of Births and Deaths (Amendment) Bill 2026; Opposition disrupted proceedings; Bill aims to streamline data collection for govern

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6. RBI to Auction ₹26,850 Cr State Govt Securities on Aug 4, 2026

Relevance for Banking, SSC & RBI Grade B exams: Economy

RBI announces auction of ₹26,850 Cr state govt securities on Aug 4, 2026. Know state-wise amounts, tenors, and key details for Banking/SSC exams.

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7. ISRO & JAXA Review Chandrayaan-5 Mission: Key Details for Banking & SSC Exams

Relevance for Banking, SSC & RBI Grade B exams: Polity & Governance

ISRO and JAXA review Chandrayaan-5 mission plans for 2028. Learn about the joint lunar rover mission, payloads, and India’s space diplomacy for competitive ex

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8. Supreme Court Stays NSE Under RTI Act: Key Implications for Banking Exams

Relevance for Banking, SSC & RBI Grade B exams: Polity

Supreme Court halts Delhi HC order bringing National Stock Exchange under RTI Act. Know exam-relevant implications for Banking, SSC & RBI Grade B aspirants.

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9. RBI Releases Handbook of Statistics 2025-26: Key Data for Banking & SSC Exams

Relevance for Banking, SSC & RBI Grade B exams: Economy

RBI’s 28th Handbook of Statistics on Indian Economy 2025-26 released with updated macroeconomic data, new tables, and DBIE portal access—essential for Bank PO

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10. AI Training Destroys Rare Books: Exam Alert for Banking & SSC Aspirants

Relevance for Banking, SSC & RBI Grade B exams: Science & Technology

AI firms dismantle rare books for training, sparking debates on cultural loss vs tech progress. Key for UPSC, RBI Grade B, SSC exams. Know the ethical dilemma

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11. Geopolitical Disruptions & Inland Economic Corridors: Govt’s Strategic Response for Trade Resilience

Relevance for Banking, SSC & RBI Grade B exams: Polity & Governance

Government monitors global trade disruptions via inter-ministerial group. Key measures: extended export obligations, port fee waivers, RBI’s 450-day export cr

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12. Mission Saksham Anganwadi & Poshan 2.0: Supplementary Nutrition for All Beneficiaries

Relevance for Banking, SSC & RBI Grade B exams: Polity & Governance

Government launches Mission Saksham Anganwadi & Poshan 2.0 to provide supplementary nutrition to children, pregnant women, lactating mothers & adolescent girl

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13. Ethanol Blended Petrol: Balancing Food Security & Energy Independence for Exams

Relevance for Banking, SSC & RBI Grade B exams: Security

India’s ethanol blended petrol program reduces oil imports, supports farmers, and ensures food security. Know key facts for Bank PO, SSC & RBI Grade B exams.

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14. RBI’s Strict FICN Detection Rules: Banks Face Penalties for Non-Compliance

Relevance for Banking, SSC & RBI Grade B exams: Economy/Governance

RBI mandates banks to detect, impound, and report Fake Indian Currency Notes by Oct 2026; penalties for breaches in detection, reporting, or ATM/remittance fa

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15. Cabinet Approves ₹84,084 Crore ‘Samudra Manthan’ Offshore Exploration Plan

Relevance for Banking, SSC & RBI Grade B exams: Polity & Governance

Cabinet approves ₹84,084 crore ‘Samudra Manthan’ offshore exploration scheme to boost India’s energy security, domestic oil-gas production, and ‘Make in India

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16. Nutrition Tracker App Under Mission Poshan 2.0 for Digital Governance

Relevance for Banking, SSC & RBI Grade B exams: Polity & Governance

Government launches ‘Poshan Tracker’ app under Mission Poshan 2.0 to digitally monitor and track nutrition services for children and mothers across all states

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17. Cabinet Approves PM-KISAN Scheme Extension till 2031 with ₹3.15L Cr Allocation

Relevance for Banking, SSC & RBI Grade B exams: Polity & Governance

Cabinet approves PM-KISAN scheme extension till 2030-31 with ₹3.15 lakh crore allocation. Know key features, benefits, and exam-relevant highlights for Bankin

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