The most important current affairs of 04 August 2026, curated for Banking, SSC & RBI Grade B exams.
1. World’s Largest Grain Storage Scheme: PIB Highlights Progress in 4 States
Relevance for Banking, SSC & RBI Grade B exams: Polity & Governance
PIB reports progress of India’s largest decentralized grain storage scheme in Bihar, UP, MP & AP. 168 warehouses built, 5 under construction. Subsidies & PACS
2. Lok Sabha Adjourns After Passing Appropriation Bill 2026: Key Updates for Exams
Relevance for Banking, SSC & RBI Grade B exams: Polity
Lok Sabha adjourned after passing Appropriation Bill 2026 amid Opposition protests. Know key provisions, Finance Minister’s Taxation Bill, and exam-relevant p
3. Lok Sabha Passes Appropriation Bill 2026; FM to Table Taxation Amendment Bill
Relevance for Banking, SSC & RBI Grade B exams: Polity
Lok Sabha passes Appropriation (No. 3) Bill, 2026; FM Sitharaman to introduce Taxation and Other Laws (Amendment) Bill in Parliament Monsoon Session Day 12.
4. PM Surya Ghar Scheme Hits 50L Rooftop Solar Installations: Key Facts for Banking Exams
Relevance for Banking, SSC & RBI Grade B exams: Polity & Governance
Prime Minister Narendra Modi’s flagship *PM Surya Ghar: Muft Bijli Yojana* has achieved a milestone by surpassing 50 lakh rooftop solar installations across India within just two years of its launch, a feat that outpaces the cumulative installations of the past decade. The scheme, under the Ministry of New and Renewable Energy, has enabled nearly 19 lakh households to eliminate their electricity bills entirely while generating surplus power for grid sale, earning them additional income. With over 14.8 GW of rooftop solar capacity installed, the program—backed by a ₹75,021 crore outlay—has accelerated clean energy adoption through direct benefit transfers, subsidized loans at 5.75%, and digital integration via the Jan Samarth portal, reducing paperwork and enhancing efficiency.
For banking and financial services aspirants, this scheme underscores the government’s push for green financing, with ₹28,024 crore disbursed as subsidies and ₹21.87 lakh loan approvals at concessional rates, reflecting opportunities in renewable energy financing and digital banking. SSC and RBI Grade B candidates should note its socio-economic impact—1.6 lakh installations for BPL/SC/ST families under the *Utility Led Aggregation Model*, job creation in the solar value chain (34,219 registered vendors), and reduced fiscal burden on state discoms through incentives like ₹3,807.6 crore disbursed to utilities. The scheme’s emphasis on digital governance, payment security mechanisms, and decentralized energy access also aligns with broader policy themes like *Atmanirbhar Bharat* and *Digital India*, making it a relevant case study for exams.
Source: PIB (Press Information Bureau)
5. Supreme Court Directs RBI to Frame SOP for Mule Accounts to Curb Cyber Fraud
Relevance for Banking, SSC & RBI Grade B exams: Polity
Supreme Court orders RBI to create SOP for ‘mule accounts’ to combat cyber fraud. Key directives for banks, states, and agencies to enhance complaint redressa
6. IIT Hyderabad Launches India’s First Nuclear Tech Programme for Industry-Academia Collaboration
Relevance for Banking, SSC & RBI Grade B exams: Science & Technology
IIT Hyderabad introduces ANUGYAN, India’s first industry-academia nuclear technology programme. Learn key details, eligibility, and career opportunities for b
7. Supreme Court Directs RBI to Frame SOP for Mule Accounts in Digital Arrest Scam
Relevance for Banking, SSC & RBI Grade B exams: Polity
Supreme Court orders RBI to create SOP for mule accounts within 4 weeks to curb digital arrest scams. States directed to implement cyber fraud prevention mech
8. Forest Conservation Schemes: Key Initiatives for Banking & SSC Exams 2026
Relevance for Banking, SSC & RBI Grade B exams: Polity & Governance
Explore India’s forest conservation schemes like CAMPA, Green India Mission & Joint Forest Management for Banking, SSC & RBI Grade B exams. Key facts on polic
9. GI Tag Boosts Traditional Indian Art & Culture for Banking & SSC Exams
Relevance for Banking, SSC & RBI Grade B exams: Art & Culture
GI Tag enhances India’s traditional art & culture, boosting exports, rural economy & artisan incomes. Key for Banking, SSC & RBI Grade B exams.
10. SWAMITVA Scheme: 3.30L Villages Surveyed, 2.72Cr Property Cards Issued
Relevance for Banking, SSC & RBI Grade B exams: Polity & Governance
SWAMITVA Scheme completes drone surveys in 3.30L villages, issues 2.72Cr property cards for rural land rights. Know key facts for Banking/SSC/RBI exams.
11. Lok Sabha Passes Appropriation Bill 2026; RS Clears Births-Deaths Amendment Bill
Relevance for Banking, SSC & RBI Grade B exams: Polity
Lok Sabha passes Appropriation (No. 3) Bill, 2026 via voice vote; Rajya Sabha clears Births and Deaths (Amendment) Bill, 2026. Key updates for Banking, SSC &
12. Mysuru’s Bid for Global Tourism Mission: Centre’s Nod Sought by MP
Relevance for Banking, SSC & RBI Grade B exams: Polity & Governance
Mysuru-Kodagu MP Yaduveer seeks Centre’s nod to include Mysuru in the National Mission for 50 globally competitive tourist destinations, aiming to boost touri
13. PMFBY 2026: Key Risks Covered & New Add-on Covers Explained
Relevance for Banking, SSC & RBI Grade B exams: Polity & Governance
PMFBY 2026 covers non-preventable disasters, wildlife damage (add-on), and waterlogging. Know risks, exclusions, and state-funded coverage for farmers under P
14. Panchayat Development Index 2.0: Key Highlights for Banking & SSC Exams
Relevance for Banking, SSC & RBI Grade B exams: Economy/Governance
Panchayat Development Index 2.0 measures 2.59L+ Gram Panchayats on SDG localization. Know key features, training stats & exam-relevant highlights for RBI/SSC
15. Supreme Court Directs Pilot Project to Deny Fuel to Uninsured Vehicles
Relevance for Banking, SSC & RBI Grade B exams: Polity
Supreme Court orders Centre to launch pilot project denying fuel to uninsured vehicles. Key steps include ANPR integration, e-challans, and mandatory third-pa
Generated by AanyaAi for educational purpose.
